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Exterior & Specialized Services · Ontario

Roofing — Commercial Torch-On & Hot Applied: prepare for your insurance review.

Discuss the fire-watch arrangements actually used. Applicable durations, warranties, terms and acceptance must be checked against the proposed policy and relevant safety requirements.

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Questions worth resolving early

Describe the activities you undertake, even when they are occasional or subcontracted. An unanswered question is not the same as a confirmed absence of risk.

  • Hot-work methods and fire watch
  • Nearby combustible materials
  • Roof protection and occupied buildings

What to prepare

These are preparation topics, not a list of mandatory carrier forms.

Hot-applied roofing operations

Torch and kettle use, work height, combustible materials, fire watch and weather protection.

Why discuss it: Organizes the fire-prevention information for a broker discussion.

Useful documents to gather

  • Hot-work and fire-watch procedures
  • Training and equipment inspection records
  • Weather-protection plans

Your broker or insurer may ask for different or additional information. Do not treat a document title here as confirmation that a particular form or coverage applies.

Bring facts—not assumptions—to your broker.

Organize your operations and unresolved questions. The summary does not quote a premium, recommend a limit, or determine market acceptance.