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Prepare a summary

Educational resources, not insurance or legal advice.

Civil & Earthwork · Ontario

Hydrovac Daylighting & Non-Destructive Excavation: prepare for your insurance review.

Ask your broker to review the actual auto, liability and equipment policy wordings together. Endorsement names alone do not establish coverage.

Prepare a business summary →

Your answers stay in this browser tab. Download and share with your own licensed broker.

Questions worth resolving early

Describe the activities you undertake, even when they are occasional or subcontracted. An unanswered question is not the same as a confirmed absence of risk.

  • Vehicle and attached machinery policy coordination
  • Waste handling and disposal
  • Locating services for third parties

What to prepare

These are preparation topics, not a list of mandatory carrier forms.

Hydrovac operations and equipment

Depth, nozzle pressure, vehicle-mounted machinery, slurry disposal and any separate locating services.

Why discuss it: Clarifies operational, vehicle and environmental exposures for broker review.

Useful documents to gather

  • Vehicle and attached machinery schedules
  • Locate procedures
  • Slurry disposal and spill-response records

Your broker or insurer may ask for different or additional information. Do not treat a document title here as confirmation that a particular form or coverage applies.

Bring facts—not assumptions—to your broker.

Organize your operations and unresolved questions. The summary does not quote a premium, recommend a limit, or determine market acceptance.