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Prepare a summary

Educational resources, not insurance or legal advice.

Mechanical & MEP · Ontario

HVAC & Refrigeration Contracting: prepare for your insurance review.

Identify refrigerant types and who performs crane lifts. Any certificate, limit or endorsement requirements depend on the actual contract and policy.

Prepare a business summary →

Your answers stay in this browser tab. Download and share with your own licensed broker.

Questions worth resolving early

Describe the activities you undertake, even when they are occasional or subcontracted. An unanswered question is not the same as a confirmed absence of risk.

  • Refrigerant and ammonia systems
  • Hot work and rooftop crane lifts
  • Custom fabrication and design

What to prepare

These are preparation topics, not a list of mandatory carrier forms.

HVAC and refrigeration operations

Gas work, refrigerants, ammonia systems, brazing, design, fabrication and rooftop lifting.

Why discuss it: Makes fire, refrigerant-release and installation exposures visible.

Useful documents to gather

  • Applicable gas and refrigerant qualifications
  • Hot-work and recovery procedures
  • Crane and subcontractor agreements

Your broker or insurer may ask for different or additional information. Do not treat a document title here as confirmation that a particular form or coverage applies.

Bring facts—not assumptions—to your broker.

Organize your operations and unresolved questions. The summary does not quote a premium, recommend a limit, or determine market acceptance.